Join us while we cover all things home purchase related. Want to trade up, trade down, or purchase your first home? Let us help you navigate the mortgage world with a better understanding. This seminar is straight forward and will help you with knowing what to expect during the home buying process. The last half hour will have an emphasis on VA loans.

Understand and uncomplicate the entire home buying process from getting prequalified, conducting the house search to closing on your new home. This course will review key points of the home buying process from the overall housing market in Laramie County to the process of deciding to buy a home. Other key points that will be discussed are the pre-approval process, the process of finding a house, submitting an offer, negotiations and going under contract, as well as common deal killers and additional costs and processes. Come join us for an enlightening discussion.

With retirement within sight, now's the time to figure out how to turn your savings and investments into a paycheck - so you can live comfortably and achieve your goals. The challenge is easier said than done and comes alongside fears of spending too much and not having enough later, or the worry of denying yourself. In this class, we will discuss how to design your retirement income strategy to maximize income and minimize taxes. We will cover the basics of social security, investment management and how taxes may impact your plan. Jess Ryan is a CERTIFIED FINANCIAL PLANNER(TM).

Join Shaina A. Case, trusts and estate planning specialized attorney, as she discusses answers to the most commonly asked and thoughtful questions posed by her clients over her last 12 years of practice. These questions include: Why have a trust or will? What is probate and how to avoid it? What is an estate (or "death") tax? What taxes should I be aware of in planning for an estate? She will also discuss disability planning (including powers of attorney versus guardianships and conservatorships) and charitable planning.

Social Security is an extremely complex pension system with numerous rules and nuances. It is not necessarily the job of the Social Security Administration to help you decide upon the best strategy for you and your family; they generally just do what you tell them without providing you with advice. This class will educate you on the potential benefits of deferring your Social Security and also provide claiming strategies for those of you who are married, divorced, or widowed. You'll also learn how to avoid costly mistakes and how to maximize your benefit. Jess Ryan is a CERTIFIED FINANCIAL PLANNER®.