With retirement within sight, now's the time to figure out how to turn your savings and investments into a paycheck - so you can live comfortably and achieve your goals. The challenge is easier said than done and comes alongside fears of spending too much and not having enough later, or the worry of denying yourself. In this class, we will discuss how to design your retirement income strategy to maximize income and minimize taxes. We will cover the basics of social security, investment management and how taxes may impact your plan. Jess Ryan is a CERTIFIED FINANCIAL PLANNER(TM).

Social Security is an extremely complex pension system with numerous rules and nuances. It is not necessarily the job of the Social Security Administration to help you decide upon the best strategy for you and your family; they generally just do what you tell them without providing you with advice. This class will educate you on the potential benefits of deferring your Social Security and also provide claiming strategies for those of you who are married, divorced, or widowed. You'll also learn how to avoid costly mistakes and how to maximize your benefit. Jess Ryan is a CERTIFIED FINANCIAL PLANNER®.

Join us for an informative session designed to help you understand the fundamentals of Medicare. Whether you're approaching eligibility or assisting a loved one, this seminar will cover key topics such as enrollment periods, coverage options, costs, and important deadlines. Our goal is to equip you with the knowledge you need to make confident healthcare decisions.

DATE CHANGE: October 16th, 6:30pm-8:30pm

Navigating Medicare prescription drug coverage can be confusing - but it doesn't have to be. This seminar will break down the essentials of Medicare Part D and other drug coverage options, including how plans work, how to compare costs, and what to watch for with formularies and coverage gaps (the "donut hole"). Learn how to choose a plan that fits your needs and budget and get tips for avoiding common pitfalls. A Q&A session will follow to address your specific concerns.

Understanding your healthcare coverage options is crucial to planning for the future. In this seminar, we'll explain the differences between Medicare Advantage Plans, Long-Term Care Insurance, and Medigap (Medicare Supplement Insurance). You'll learn how each type of coverage works, what benefits they offer, how they fit into overall healthcare planning, and what to consider when choosing the best option for your needs. We'll break down complex terms into clear, practical information to help you make confident, informed decisions. A Q&A session will follow the presentation.